Meet the Experts

About Zodiac Finance

Our Story

Combined, at Zodiac Finance we have 29 years of experience across private, personal and corporate lending within the Australian property market. Our commitment to our work is thorough, meticulous and efficient. Our team is quick to respond and treat every customer with equal respect, dignity and kindness.

We understand the significance of buying property for a personal or family, and taking our role in guiding you through the process seriously and in earnest.

Here at Zodiac Finance, your lending needs is personal. We hold ourselves accountable to our own and industry standards and are proactive in consistently advocating for your best interest – from the beginning to end of the process.

Our values

At Zodiac Financial We Value You

We do what’s right, not what’s easy.

We act with honesty, transparency, and strong moral principles, even when it means saying no to our clients. We keep our word, take accountability, and foster trust in every relationship whether it’s our customers, partners, or each other.

People come first.

We lead with empathy and genuine concern for others. Whether it's supporting a client through a life changing decision or lending a hand to a teammate, we show care in every action. It's about creating meaningful connections and putting heart into all we do.

We never stop evolving.

Personal, professional, and business growth is at the core of our journey. We embrace challenges, seek opportunities to learn, and remain open to feedback. We believe that progress, no matter how small, compounds into great results. When we continue learning and growing, we not only better ourselves but also become more capable, responsible, and impactful for the people around us.

Clear. Focused. Intentional.

We aim to simplify the complex, whether it's loan structures, communication, or processes. Simplicity allows us to stay focused, reduce friction, and deliver clarity to those we serve. We believe less clutter equals more impact.

We show up and follow through.

We are dedicated to our clients, our mission, and our team. Commitment means sticking with it, especially when it's hard. It’s about consistency, reliability, and doing whatever it takes to deliver exceptional results.

Work should feel good.

We believe in creating a positive, uplifting environment where people feel valued, supported, and energised. Happiness drives creativity, collaboration, and resilience. When we enjoy the journey, we create better outcomes for everyone.

Meet Our Experts

The Team Behind Zodiac Finance

Nanci Xiao

Director / Mortgage Broker / JP of NSW

Jenna Zhu

Director / Mortgage Broker / JP of NSW

Eden Zhang

Director / Compliance & Operations Manager

Michael Kastropil

Principal Broker

Suzie Zhu

Credit Analyst

Merika Shrestha

Support Team Manager

Priyanka Adhikari

Support Officer

Neevasha Shrestha

Support Officer

Saksham Shakya

Post Settlement Officer

Ever

Chief Energy Officer

Milo

Head of Hugs & Chilled Vibes

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